Credit Score (United States)

[Intolerance]

I recently decided to look up my credit score for the very first time in my life. It turns out that you can request a free credit report, but to get your actual credit score costs a bit of money. So... I guess I'll just make up my own number.. hmmm... I'll use my favorite! 666 Eh.. probably still too low of a score to buy bubble gum.

Anyway, gang, here's a brief page of information regarding credit scoring in the United States:
Credit Score (United States)

Or if you want to jump right into requesting your own credit reports:
Free annual credit reports As a result of the FACT Act (Fair and Accurate Credit Transactions Act), each legal U.S. resident is entitled to one free copy of his or her credit report from each credit reporting agency once every twelve months. This information is available at the only government-sanctioned credit reporting agency-operated website, annualcreditreport.com, by calling 1-877-322-8228, or by mailing the Annual Credit Report Request Form. To guard against inaccurate information or fraud more often than yearly, one can request a report from a different credit reporting agency each four months. However, the free report does not contain a credit score, though a credit score may be purchased at the time of access. Requesting a credit report will subject you to "pre-screened" offers of credit cards. To prevent all three credit bureaus from making your address available to credit card companies for this purpose, you may opt out by calling 1-888-5-OPT-OUT (1-888-567-8688) or by visiting their website optoutprescreen.com.